Your privacy and data security are important to us. This policy explains how Shree Mahesh Co-Operative Bank Ltd., Nashik collects, uses, protects and manages customer information.
Shree Mahesh Co-Operative Bank Ltd., Nashik ("Bank") means Shree Mahesh Co-Operative Bank Ltd., a Co-operative Bank registered under the State Co-operative Societies Act, 1960, under Registration Number : N.S.K /N.S.K / B.N.K / O / 107 / 96 and having its registered office at 322, 3rd Floor, Sarda Sankul, M.G. Road, Nashik - 422001.
This Mobile Privacy Policy ("Policy") applies to users of Mobile Banking services offered by Shree Mahesh Co-Operative Bank Ltd., Nashik.
The term "Bank", "Shree Mahesh Co-Operative Bank Ltd.", "we", "us" or "our" refers to Shree Mahesh Co-Operative Bank Ltd., Nashik and its affiliates, subsidiaries, successors and assigns.
This Policy describes how the Mobile Banking Application, hereinafter referred to as "Shree Mahesh Mobile Banking App", "Mobile Banking Application" or "Mobile Banking Service", collects, uses and protects information from or about you and explains how such information may be used or disclosed.
By downloading, accessing, viewing or using the Mobile Banking Application of Shree Mahesh Co-Operative Bank Ltd., Nashik or by accessing the Bank's website through a mobile device, you consent to this Policy, including your consent to the collection, use and disclosure of information about you in the manner detailed herein.
Other privacy policies, terms and conditions, and agreements of the Bank may also apply in addition to the terms of this Mobile Privacy Policy.
Information that we may collect about you through Mobile Banking includes information voluntarily provided by you at the time of registration or subscription.
The Bank may collect and process such information for the purpose of providing Mobile Banking services, customer support, transaction processing, service improvement, security monitoring and regulatory compliance.
We do not collect unnecessary personal information from your mobile device through cookies or similar tracking technologies.
Information collected through Mobile Banking shall not be shared with any third party except where such disclosure is required by law, regulatory authorities, judicial orders, or for resolution of disputes, fraud investigations or service-related requirements.
We may use your Personal Information to contact you regarding newsletters, marketing or promotional materials and other information.
You may opt out of promotional communications where permitted under applicable laws and regulations.
The Bank applies appropriate administrative, technical and physical security measures to protect your information against unauthorized access, disclosure, alteration or destruction.
Mobile Banking communications may use masking features to conceal portions of your account number and sensitive information.
To prevent misuse of services and authorize access to banking information, customers are required to use MPIN, TPIN, OTP or other authentication credentials prescribed by the Bank from time to time.
While the security of your Personal Information is important to us, no method of transmission over the Internet or method of electronic storage is completely secure.
This Privacy Policy shall become effective from the date published by the Bank and shall remain in effect until revised or replaced.
The Bank reserves the right to update, amend or modify this Privacy Policy at any time without prior notice.
Customers are advised to review this Privacy Policy periodically.
Continued use of Mobile Banking Services shall constitute acceptance of revised terms.
Material changes may be notified through the official website, Mobile Banking Application or other communication channels.
Any hyperlink to external websites is provided solely for customer convenience and is accessed at the customer's own risk.
The contents of external websites and the accuracy of opinions expressed therein are not verified, monitored, controlled or endorsed by the Bank.
The Bank shall not be responsible for hyperlinks from third-party websites.
Such links do not constitute cooperation, partnership, recommendation or endorsement.
The information and material available on the Bank's website and Mobile Banking Application are intended for general information purposes only.
Users are advised to independently verify information before relying upon it for financial or business decisions.